Small Business Finance Articles

Small Business Finance recommends the following articles which we hope you find of interest.

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Business Loans Articles

Creative Strategies to Fund Your Franchise Without Breaking the Bank

Embarking on a franchise venture holds the promise of a prosperous future, but all too often, prospective franchisees are confronted with the substantial challenge of securing adequate funding to power their entrepreneurial dreams. With traditional financing routes frequently requiring significant up-front capital, the hurdle of funding becomes a formidable barrier for many. It is for this very reason that we must shine a spotlight on the validity of creative funding strategies that exist outside the conventional banking framework. - read more

Understanding Business Credit: A Guide for Small Business Owners

Business credit refers to the creditworthiness of a business, distinct from personal credit. It enables businesses to establish a credit history that is linked to their EIN (Employer Identification Number) rather than the owner's personal SSN (Social Security Number). - read more

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Finance News

Judo Bank Loan Shock Puts SME Credit Quality Back in Focus

27 Jun 2026: Paige Estritori

Judo Bank has put SME lending risk back under the spotlight after its listed parent, Judo Capital Holdings, suffered a sharp share price fall on 25 June 2026. The specialist business lender disclosed that three customer exposures had deteriorated in recent weeks, prompting higher credit provisions and a downgrade to its expected full-year profit before tax. - read more

Australian SMEs Pivot Towards Growth-Focused Financing

13 Jun 2026: Paige Estritori

Australian small and medium-sized enterprises (SMEs) are demonstrating a notable shift in their financing strategies, moving from survival-focused borrowing to growth-oriented loan applications. Data from OnDeck Australia indicates a 42% year-on-year increase in loan applications during the December quarter of 2025, with a significant portion of these applications aimed at business expansion. - read more

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Amortization Schedule:
A table that provides details of each periodic payment on a loan, including the amount going towards principal and interest.

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