Small Business Finance Articles

Small Business Finance recommends the following articles which we hope you find of interest.

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Business Loans Articles

Flexibility and Freedom: Exploring the Benefits of Working Capital Financing

Welcome to our exploration of working capital financing. For many Australian small business owners, managing cash flow and covering daily operational expenses can be a major challenge. This is where working capital loans come into play. - read more

Unveiling the Best Franchise Funding Strategies for Australian Entrepreneurs

Australia's franchise sector is a dynamic and significant element of the national economy, offering a myriad of opportunities for aspiring entrepreneurs. With an array of brands stretching from fast food to retail stores, the franchise landscape in Australia presents a viable path for business ownership under an established model. However, the success of a franchise operation is not solely based on choosing a recognizable brand; it also hinges on deploying the right financial strategies. - read more

The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.

Finance News

ASIC Private Credit Warning Puts Non-Bank Funding Under the Microscope

10 Nov 2026: Paige Estritori

ASIC’s latest private credit surveillance, released on 10 November 2026, is a timely reminder that the funding source behind a business loan can matter almost as much as the headline rate. While the regulator’s report is primarily focused on investor disclosure and fund governance, Australian SMEs watching the non-bank lending market should also note the broader message: complexity, unclear fees and weak transparency can create risks for everyone connected to a credit chain. - read more

ATO Credit Card Delay Buys Time, Not Certainty, for SMEs

03 Nov 2026: Paige Estritori

Australian small businesses that use credit cards to manage tax payment timing have been given extra breathing room, after the federal government confirmed the ATO will continue accepting credit card payments until 30 June 2027. The reprieve follows backlash over the ATO’s earlier plan to stop direct credit card payments after 30 November 2026, a change linked to the national card surcharge reforms that began on 1 October. - read more

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Knowledgebase

Capital Market:
A financial market in which long-term debt or equity-backed securities are bought and sold.

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IMPORTANT: This website provides general information, tools and resources and does not take into account your objectives, financial situation or needs. We do not provide personalised financial advice or credit assistance, accept finance or insurance applications or quote requests, or refer visitors to brokers, lenders or insurers. We do not select, recommend or arrange products or providers for you. Consider seeking advice from a suitably qualified adviser before acting on the information. You should independently verify the credentials and licensing of any adviser or provider you engage. Visit the ASIC website for further information.