Each week, we deliver a clear, credible wrap of Australian small business news — policy changes, tax and compliance updates, economic trends, technology shifts, grants, and standout industry stories. Expect plain-English context, key takeaways, and what it means for your operations. Stay informed in minutes, stay ahead of change, and start the week organised. We highlight major headlines from government, regulators, and trusted business outlets, summarised with practical context you can use.
This Week:
This week: Treasurys draft cash‑acceptance rules would require larger grocery and fuel retailers to accept cash while exempting small businesses; invoice defaults rise and insolvencies stay elevated, pressuring SME cash flow; NSW negotiates workers comp reforms that could influence employer premiums; and the ATOs new Vulnerability Framework outlines more supportive options for SMEs facing hardship. The episode offers practical steps on cash handling, credit control, budgeting, and bridging finance, with an invitation to compare business loan options and check eligibility online.
EPISODE 815 | Small Business Finance SME Newscast | Sat, 25th Oct 2025
29 Oct 2025 | Paige Estritori
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00:00:00
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Read Full Transcript:
Hello and welcome to Small Business Finance SME Newscast, Im Paige Estritori, and its Saturday 25 October 2025.
First, can you still go card‑only? Treasurys draft cash‑acceptance rules for groceries and fuel say larger operators must offer a reasonable way to pay cash for purchases under five hundred dollars. Small businesses under the ten‑million‑dollar turnover definition are exempt, and the Australian Competition and Consumer Commission, the ACCC, could grant exemptions in exceptional cases. If youre near the threshold, plan now: review cash‑handling costs, outage contingencies and store layouts. If you need equipment or working capital to adapt, compare options and check eligibility online before you spend.
Next up, payment defaults are climbing. September data shows business‑to‑business invoice defaults rising, with insolvencies still elevated and transport firms doing it toughest. For small and medium enterprises, or SMEs, that means tighter cash flow and more risk of bad debt. Tighten terms, follow up sooner, and keep a buffer; if a gap opens, a revolving line of credit or short‑term working capital can smooth it—compare lenders before the crunch hits.
Meanwhile in New South Wales, or NSW, the government is negotiating a workers compensation overhaul to stabilise the scheme and keep premiums sustainable. If changes land, employers could see shifts in premiums and claims processes. Build a contingency into next years budgets and double down on safety and return‑to‑work so experience ratings dont bite.
Finally, the Australian Taxation Office, or ATO, has released a Vulnerability Framework outlining more compassionate support when people, including small business owners, are under strain. Help can include longer to lodge or pay, tailored payment plans, and specialist teams. Its not a free pass, but early contact matters. If tax or super deadlines clash with cash flow, consider flexible finance to bridge commitments while revenue recovers.
Thats the wrap. For tailored comparisons, a fast eligibility check and independent support, head to small-business-finance.com.au. Im Paige Estritori—thanks for listening, and Ill catch you next week.
The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.
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