Each week, we deliver a clear, credible wrap of Australian small business news — policy changes, tax and compliance updates, economic trends, technology shifts, grants, and standout industry stories. Expect plain-English context, key takeaways, and what it means for your operations. Stay informed in minutes, stay ahead of change, and start the week organised. We highlight major headlines from government, regulators, and trusted business outlets, summarised with practical context you can use.
This Week:
RBA lifts the cash rate to about 3.85% on 3 February, likely nudging up SME loan and overdraft costs. Insurers and regulators step up disaster claims scrutiny after bushfires and floods, with a reminder to review business interruption and documentation—useful for lending too. Venture funding totals rose in 2025 but deals fell, signalling more selective capital; SMEs should present clean financials and clear use-of-funds to improve loan eligibility. Visit small-business-finance.com.au for quick eligibility checks, comparisons, and free support.
EPISODE 1240 | Small Business Finance SME Newscast | Sat, 7th Feb 2026
8 Feb 2026 | Paige Estritori
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Read Full Transcript:
Hello and welcome to Small Business Finance SME Newscast, Im Paige Estritori, and its Saturday, 7 February 2026.
First up, interest costs are on the move again. On Tuesday, the Reserve Bank lifted the cash rate by a quarter of a percentage point to about 3.85 per cent after inflation picked back up. For SMEs, that means variable business loans, overdrafts and lines of credit are likely to edge higher. Its a good moment to run a quick eligibility check, compare lenders, and stress‑test repayments. If a purchase is essential, consider whether secured or equipment finance could lower the rate and smooth cash flow.
Meanwhile, insurers and regulators are bracing for another tough disaster season. After last months Victorian bushfires and Queensland floods, the corporate regulator said disaster claims handling will be under close scrutiny this year, and its also watching cyber resilience across financial services. For owners, the takeaway is practical: review your cover for flood and business interruption, keep photos and receipts handy, and talk to your broker before renewal so any claim is easier to evidence. Well‑documented cover also helps lenders get comfortable when youre financing vehicles or equipment.
Next up, capital is flowing—but not to everyone. Fresh analysis this week shows venture funding totals were strong last year, yet the number of deals fell and more money clustered into a small set of larger rounds. That concentration echoes what many SMEs feel in credit markets: lenders and investors are being more selective. If youre seeking a small business loan, put time into clean BAS and bank statements, up‑to‑date management accounts, and a clear use‑of‑funds plan. That improves eligibility and can unlock more flexible options without unnecessary fees.
Thats the wrap. If youre planning a purchase or want to review your finance mix, head to small-business-finance.com.au for a fast eligibility assessment, lender comparisons, and free expert support. Im Paige Estritori—thanks for listening and have a productive week.
The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.
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