Each week, we deliver a clear, credible wrap of Australian small business news — policy changes, tax and compliance updates, economic trends, technology shifts, grants, and standout industry stories. Expect plain-English context, key takeaways, and what it means for your operations. Stay informed in minutes, stay ahead of change, and start the week organised. We highlight major headlines from government, regulators, and trusted business outlets, summarised with practical context you can use.
This Week:
This week: the $20,000 instant asset write‑off is now law for 2025–26; the Tax Ombudsman will review the ATOs heavy use of Director Penalty Notices in 2026; Treasury is consulting on expiring exemptions to add‑on insurance rules that could change how cover is sold with vehicles and equipment; and Bendigo Bank moves to acquire RACQ Banks retail book, prompting customers to review products and fees. Practical tips: plan sub‑$20k purchases before 30 June, engage early on ATO debts, budget for potential insurance process changes, and compare banking and lending options.
EPISODE 956 | Small Business Finance SME Newscast | Sat, 6th Dec 2025
9 Dec 2025 | Paige Estritori
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Read Full Transcript:
Hello and welcome to the Small Business Finance SME Newscast, Im Paige Estritori, and its Saturday, 6 December 2025.
First, a win for planning. Parliament has passed the instant asset write‑off for this financial year. Small businesses with turnover under about $10 million can now immediately deduct eligible assets costing less than $20,000 each. Its per asset, so multiple items can qualify, and its in place for 2025–26. If youve been eyeing equipment or a work vehicle under that threshold, get quotes, check eligibility, and line up finance early so cash flow stays smooth.
Next up, the Tax Ombudsman will review Director Penalty Notices, or DPNs, in 2026 after sharp growth in their use by the ATO — the Australian Taxation Office. DPNs can make directors personally liable for unpaid GST, PAYG and super. If tax debts are building, engage your adviser and the ATO fast. Tight on working capital? Compare options and timelines before it escalates, and keep repayments realistic.
Meanwhile, Treasury is consulting on exemptions to the add‑on insurance rules brought in after the banking royal commission. The current carve‑outs — covering products like comprehensive motor, home and contents, travel, and some business‑related cover — are due to expire in October next year. If you buy insurance alongside a vehicle or equipment purchase, the sales process and product choices could change. Budget for premiums separately and factor any pause periods into your delivery and financing schedule.
And in banking, Bendigo Bank will acquire RACQ Banks retail book, shifting around $2.7 billion in loans and about 90,000 customers, subject to approvals. For Queensland businesses that also bank personally with RACQ, expect communications on product and digital changes. Its a good moment to review your accounts and lending — compare features and fees, and make sure your facilities still fit your cash flow.
Thats the wrap. For clear comparisons on business loans, quick eligibility checks, and expert support, visit small-business-finance.com.au. Im Paige Estritori — talk soon.
The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.
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Guarantor: A party who agrees to be responsible for the payment of another party's debts should the original party fail to pay or perform according to a contract.
