Small Business Finance Business Loan Repayment Calculator

Estimate repayments with our Business Loan Calculator. Compare finance options, tailor loan terms, and plan with confidence for your business growth.

Calculator results are estimates only and not quotes. Actual quotes will be provided by a licensed broker after you submit an enquiry.

Business Loan Details:

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Important!

Business Loan Interest Rates differ from lender to lender and will depend on your individual circumstances (credit history, employment status, age, etc.). To find out if you qualify ... and for a free, personalised interest rate and repayment quote, please CLICK HERE

Business Loan Amortisation Calculator

The following amortisation graphs detail month-by-month data on the progress of the proposed loan. The first chart below examines the reducing loan balance over the course of the finance contract term. The second graph illustrates the portion of each monthly repayment allocated to payment of interest vs principal reduction.

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Business Loans Articles

The Foundation of Your Future: Key Elements of a Solid Business Plan

Starting a small business is an exciting venture, but it requires careful planning to ensure long-term success. One of the foundational steps in this journey is creating a solid business plan. A business plan serves as a roadmap, guiding your actions and decisions as you build and grow your business. - read more

Flexibility and Freedom: Exploring the Benefits of Working Capital Financing

Welcome to our exploration of working capital financing. For many Australian small business owners, managing cash flow and covering daily operational expenses can be a major challenge. This is where working capital loans come into play. - read more

Finance News

Extended Loan Terms: A New Strategy for Australian SMEs

03 Nov 2025: Paige Estritori

In response to ongoing economic challenges, Australian small and medium-sized enterprises (SMEs) are increasingly opting for longer-term loans to manage cash flow and sustain operations. Recent data indicates a significant 43% surge in loan applications during the first quarter of the 2025 financial year, highlighting a strategic shift among SMEs towards extended repayment periods. - read more

Australian Businesses Seek Loans as Insolvencies Peak

03 Nov 2025: Paige Estritori

Recent data reveals a concerning trend among Australian businesses: a 6% increase in business loan applications coinciding with a 21% rise in insolvencies, marking a five-year high. This pattern suggests that many businesses are seeking additional financing not for expansion, but as a means of survival amidst mounting economic pressures. - read more

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Knowledgebase

Cost of Capital:
The required return necessary to make a capital budgeting project, such as building a new factory, worthwhile.

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