Small Business Finance Business Loan Repayment Calculator

Estimate repayments with our Business Loan Calculator. Compare finance options, tailor loan terms, and plan with confidence for your business growth.

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Business Loan Interest Rates differ from lender to lender and will depend on your individual circumstances (credit history, employment status, age, etc.). To find out if you qualify ... and for a free, personalised interest rate and repayment quote, please CLICK HERE

Business Loan Amortisation Calculator

The following amortisation graphs detail month-by-month data on the progress of the proposed loan. The first chart below examines the reducing loan balance over the course of the finance contract term. The second graph illustrates the portion of each monthly repayment allocated to payment of interest vs principal reduction.

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Business Loans Articles

The Rise of Alternative Lending: What Small Businesses Need to Know

Alternative lending refers to financial services provided by non-bank institutions. These lenders offer various financing options to individuals and businesses who may find it challenging to secure loans from traditional banks. - read more

Commercial Property Financing: Overcoming Common Hurdles Faced by Small Businesses

Entering the sphere of commercial property financing can often present a complex challenge for small business owners. In today's market, understanding the nuances of securing the necessary capital to invest in property can make the difference between the success or stagnation of a business. - read more

Finance News

Australian Entrepreneurs Embrace Business Acquisitions Over Startups

10 Oct 2025: Paige Estritori

In recent years, a notable trend has emerged among Australian entrepreneurs: a growing preference for acquiring existing businesses rather than launching new startups. This strategic shift reflects a desire for stability and immediate scalability, reducing the inherent risks associated with starting a business from scratch. - read more

Call for Government-Backed Loan Guarantee to Support SME Acquisitions

10 Oct 2025: Paige Estritori

Australian accountants are rallying for the establishment of a government-backed Small Business Loan Guarantee to facilitate the acquisition of existing small and medium-sized enterprises (SMEs). This initiative aims to address the financing challenges faced by prospective buyers, particularly in light of the impending retirement of numerous business owners. - read more

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Knowledgebase

Negative Amortization:
A situation in which the loan payment for any period is less than the interest charged over that period, causing the loan balance to increase.

This website is owned and operated by Clark Family Pty Ltd (as Trustee for the Clark Family Trust) 43 Larch Street Tallebudgera QLD 4228, A.C.N. 010281008, authorised credit representative (Australian Credit Representative 401491) of Saccasan Pty Ltd, Australian Credit License 386297. Visit the ASIC website for additional licensing information.

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