Small Business Finance Business Loan Repayment Calculator

Estimate repayments with our Business Loan Calculator. Compare finance options, tailor loan terms, and plan with confidence for your business growth.

Calculator results are estimates only and not quotes. Actual quotes will be provided by licensed brokers after you submit an enquiry.

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Important!

Business Loan Interest Rates differ from lender to lender and will depend on your individual circumstances (credit history, employment status, age, etc.). To find out if you qualify ... and for a free, personalised interest rate and repayment quote, please CLICK HERE

Business Loan Amortisation Calculator

The following amortisation graphs detail month-by-month data on the progress of the proposed loan. The first chart below examines the reducing loan balance over the course of the finance contract term. The second graph illustrates the portion of each monthly repayment allocated to payment of interest vs principal reduction.

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Business Loans Articles

Investing in Growth: How to Finance Your Business Expansion Strategically

Australia's dynamic SME landscape is ever-evolving, constantly presenting new opportunities and challenges for today's entrepreneurs. Growth is not just a goal but a necessity for these small and medium enterprises to thrive in the competitive market. As these businesses stand on the cusp of expansion, it becomes critical to recognize the indicators for growth and to approach this next stage with a robust strategic plan. - read more

Avoid the Common Pitfalls: Expert Advice on Startup Loan Applications in Australia

Embarking on a startup journey is an exhilarating challenge that requires not just a brilliant idea, but a solid foundation of financial support to turn that idea into reality. Finding the right funding can be a make-or-break moment for many startups. Here, preparation is more than just a good practice; it's the backbone of any successful loan application. - read more

Finance News

Australian SME Manufacturers Report Robust Sales Growth in Q3 2025

21 Dec 2025: Paige Estritori

In the third quarter of 2025, Australian small to medium-sized enterprise (SME) manufacturers demonstrated notable resilience, achieving a 9% increase in sales compared to the previous quarter. This growth brought the average sales figure to $625,400, marking a significant recovery from the subdued performance observed earlier in the year. - read more

New Banking Code Strengthens Safeguards for Australian SMEs

21 Dec 2025: Paige Estritori

Effective 28 February 2025, the Australian Banking Association's revised Banking Code of Practice introduces significant enhancements aimed at bolstering protections for small and medium-sized enterprises (SMEs). This update marks the first revision in four years and reflects a concerted effort to address the evolving needs of the SME sector. - read more

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Knowledgebase

Debt Consolidation:
A means empoyed to renegotiate debt. By combining loans and outstanding bills, a person can consolidate debt with a single financial institution resulting in a single monthly repayment.

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