Small Business Finance Financial Calculators

Small Business Finance is pleased to provide you with the following calculators to assist you on your financial journey.

Available Calculators

Business Loan Repayment Calculator

Estimate repayments with our Business Loan Calculator. Compare finance options, tailor loan terms, and plan with confidence for your business growth.

Plant & Equipment Lease Calculator

Estimate repayments with our Plant & Equipment Lease Calculator. Factor in residual (balloon) payments, compare finance options, and choose flexible terms to suit your business.

Business Insurance Calculator

Estimate your business insurance needs with our Business Insurance Calculator. Calculate the right levels of cover to protect your business operations and secure your financial livelihood.

Calculator results are estimates only and not quotes. Actual quotes will be provided by licensed brokers after you submit an enquiry.

Business Loans Articles

Top reasons why small business loans are denied and how to avoid them

Small businesses often require loans to grow and expand their operations. However, not all loan applications are approved, and denials can be frustrating and demotivating for business owners. Understanding the reasons behind loan denials is critical to avoid making the same mistakes and increase the chances of future loan approvals. - read more

Building Better Business Credit: A Path to Improved Cash Flow

For small businesses, the facility to obtain credit can dramatically affect daily operations and long-term growth strategies. Managed wisely, it allows for the leverage needed in negotiations, and procuring investment opportunities, and can often mean the difference between stagnation and scaling new heights in the corporate landscape. - read more

Finance News

Non-Bank Lenders Seek Access to Economic Resilience Program

22 May 2026: Paige Estritori

Non-bank lenders are calling for inclusion in the Australian government's $1 billion Economic Resilience Program, emphasizing their crucial role in providing finance to small and medium-sized enterprises (SMEs). The Reserve Bank of Australia has noted a significant increase in the non-bank share of SME lending since 2022, particularly for smaller loans. This growth is driven by SMEs' demand for faster decisions, more flexible criteria, and diverse funding options. - read more

Subprime SMEs Escalate Credit Shopping Efforts

22 May 2026: Paige Estritori

Recent data indicates a notable shift in borrowing behavior among Australian small and medium-sized enterprises (SMEs), particularly those classified as high-risk. While overall business credit demand has remained relatively stable, subprime SMEs are increasingly approaching multiple lenders in search of financing solutions. - read more

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Knowledgebase

Monetary Policy:
The actions of a central bank or other regulatory authority that determine the size and rate of growth of the money supply.

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