Small Business Finance Financial Calculators

Small Business Finance is pleased to provide you with the following calculators to assist you on your financial journey.

Available Calculators

Business Loan Repayment Calculator

Estimate repayments with our Business Loan Calculator. Compare finance options, tailor loan terms, and plan with confidence for your business growth.

Plant & Equipment Lease Calculator

Estimate repayments with our Plant & Equipment Lease Calculator. Factor in residual (balloon) payments, compare finance options, and choose flexible terms to suit your business.

Business Insurance Calculator

Estimate your business insurance needs with our Business Insurance Calculator. Calculate the right levels of cover to protect your business operations and secure your financial livelihood.

Calculator results are estimates only and not quotes. Actual quotes will be provided by licensed brokers after you submit an enquiry.

Business Loans Articles

Loan Refinancing Explained: A Comprehensive Guide for Australian Entrepreneurs

Cash flow is the lifeblood of any business, particularly for startups. It refers to the amount of cash that comes in and goes out of a business. Proper management of this flow is crucial for the success and sustainability of new enterprises. Ensuring a positive cash flow allows businesses to meet their financial obligations, invest in growth opportunities, and manage unexpected expenses. - read more

Unlocking Capital: Essential Tips for Securing Startup Financing in Australia

Starting a business is a formidable venture, and securing the necessary capital to transform a vision into reality is often one of the first major hurdles that Australian entrepreneurs face. With a myriad of financing options available, it is essential to navigate the startup financing landscape in Australia with a keen understanding of not only the opportunities but also the challenges it presents. - read more

Finance News

ACT Government Unveils $50 Million ACTivate Capital Fund to Boost Canberra Startups

14 Jan 2026: Paige Estritori

The Australian Capital Territory (ACT) Government has recently announced the launch of ACTivate Capital, a $50 million fund designed to support the commercialisation of local research and foster the growth of Canberra-based startups. This initiative underscores the government's commitment to nurturing innovation and entrepreneurship within the region. - read more

Macquarie Group Invests in Brennan to Strengthen IT Service Offerings

14 Jan 2026: Paige Estritori

In a strategic move to bolster its technology capabilities, Macquarie Group has acquired a minority stake in Brennan, a leading Australian IT services company. This partnership signifies Macquarie's commitment to enhancing its technological infrastructure and service offerings to better support Australian businesses. - read more

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Knowledgebase

Second Mortgage:
A type of subordinate mortgage made while an original mortgage is still in effect.

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IMPORTANT: We do not provide financial product advice or credit assistance. We act solely as an introducer and refer enquiries to licensed third-party intermediaries, insurers, and lenders - with whom you can then deal directly. We may receive a fee or commission from these third parties in consideration for the referral. Before any action is taken to obtain a product or service referred to by this website, advice should be obtained (from either the third party to whom we refer you or from another qualified intermediary) as to the appropriateness of obtaining those products having regard to your objectives, financial situation and needs. Whilst we have our own process for validating the legitimacy of our referral partners, you should always verify the credentials of your financial adviser before proceeding with recommendations that they may present. Visit the ASIC website for further information.