Small Business Finance :: Calculators

Small Business Finance Financial Calculators

Small Business Finance is pleased to provide you with the following calculators to assist you on your financial journey.

Available Calculators

Business Loan Repayment Calculator
Estimate repayments with our Business Loan Calculator. Compare finance options, tailor loan terms, and plan with confidence for your business growth.
Plant & Equipment Lease Calculator
Estimate repayments with our Plant & Equipment Lease Calculator. Factor in residual (balloon) payments, compare finance options, and choose flexible terms to suit your business.
Business Insurance Calculator
Estimate your business insurance needs with our Business Insurance Calculator. Calculate the right levels of cover to protect your business operations and secure your financial livelihood.

Calculator results are estimates only and not quotes. Actual quotes will be provided by a licensed broker after you submit an enquiry.


Business Loans Articles

The Essential Guide to Fast-Tracking Your Small Business Loan Approval
The Essential Guide to Fast-Tracking Your Small Business Loan Approval
In the fast-paced world of business, securing funding swiftly can be the difference between seizing an opportunity and watching it slip away. For small businesses, the urgency of quick loan approvals is often more pronounced. Each day spent waiting for approval could translate to lost revenue, hindered growth, or the inability to meet operational demands. - read more
Creative Strategies to Fund Your Franchise Without Breaking the Bank
Creative Strategies to Fund Your Franchise Without Breaking the Bank
Embarking on a franchise venture holds the promise of a prosperous future, but all too often, prospective franchisees are confronted with the substantial challenge of securing adequate funding to power their entrepreneurial dreams. With traditional financing routes frequently requiring significant up-front capital, the hurdle of funding becomes a formidable barrier for many. It is for this very reason that we must shine a spotlight on the validity of creative funding strategies that exist outside the conventional banking framework. - read more

Finance News

RBA's Interest Rate Reduction: A Boon for Australian SMEs
RBA's Interest Rate Reduction: A Boon for Australian SMEs
05 Dec 2025: Paige Estritori
The Reserve Bank of Australia's (RBA) recent decision to reduce the official cash rate by 25 basis points to 3.60% presents a significant opportunity for small and medium-sized enterprises (SMEs) across the nation. This adjustment, aimed at addressing moderating inflation and a tight labour market, is set to lower borrowing costs, thereby facilitating business growth and expansion. - read more
Australian SMEs Embrace Non-Bank Lenders for Flexible Financing
Australian SMEs Embrace Non-Bank Lenders for Flexible Financing
05 Dec 2025: Paige Estritori
In a significant shift within Australia's financial landscape, small and medium-sized enterprises (SMEs) are increasingly opting for non-bank lenders to meet their financing needs. Recent data indicates that demand for non-bank lending among SMEs has reached 55% in 2025, marking a substantial increase from previous years. - read more

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Knowledgebase
Liquidity:
The ease with which an asset or security can be converted into cash without affecting its market price.