Finance News from Small Business Finance

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Finance News

Extended Loan Terms: A New Strategy for Australian SMEs

03 Nov 2025: Paige Estritori

In response to ongoing economic challenges, Australian small and medium-sized enterprises (SMEs) are increasingly opting for longer-term loans to manage cash flow and sustain operations. Recent data indicates a significant 43% surge in loan applications during the first quarter of the 2025 financial year, highlighting a strategic shift among SMEs towards extended repayment periods. - read more

Australian Businesses Seek Loans as Insolvencies Peak

03 Nov 2025: Paige Estritori

Recent data reveals a concerning trend among Australian businesses: a 6% increase in business loan applications coinciding with a 21% rise in insolvencies, marking a five-year high. This pattern suggests that many businesses are seeking additional financing not for expansion, but as a means of survival amidst mounting economic pressures. - read more

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Business Loans Articles

The Rise of Alternative Lending: What Small Businesses Need to Know

Alternative lending refers to financial services provided by non-bank institutions. These lenders offer various financing options to individuals and businesses who may find it challenging to secure loans from traditional banks. - read more

Building Better Business Credit: A Path to Improved Cash Flow

For small businesses, the facility to obtain credit can dramatically affect daily operations and long-term growth strategies. Managed wisely, it allows for the leverage needed in negotiations, and procuring investment opportunities, and can often mean the difference between stagnation and scaling new heights in the corporate landscape. - read more

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Knowledgebase

Margin Call:
A demand by a broker that an investor deposit additional money or securities into the account to cover possible losses.

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