Finance News from Small Business Finance

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Finance News

Australian SMEs Embrace Growth with Increased Loan Applications

11 Mar 2026: Paige Estritori

In a notable shift within the Australian small and medium-sized enterprise (SME) sector, businesses are increasingly seeking financing to fuel expansion rather than merely sustain operations. Data from OnDeck Australia indicates a 42% year-on-year increase in loan applications during the December quarter of 2025. Notably, 34% of these applicants aimed to fund business growth, up from 23% in the previous year, highlighting a significant change in SME financing behaviour. - read more

Non-Bank Lenders Escalate Legal Actions Amid Rising SME Insolvencies

11 Mar 2026: Paige Estritori

Recent data reveals a significant shift in the enforcement landscape affecting Australian small and medium-sized enterprises (SMEs). Non-bank lenders have markedly increased their court-based recovery actions, coinciding with a rise in SME insolvencies. This trend emerges as major banks reduce their enforcement activities, highlighting a changing dynamic in creditor behaviour. - read more

RBA's Interest Rate Increase: A Double Blow for Australian SMEs

11 Mar 2026: Paige Estritori

In February 2026, the Reserve Bank of Australia (RBA) raised the cash rate by 0.25% to 3.85%, marking the first increase in over two years. This decision, driven by persistent inflation and a tight labour market, has significant implications for Australian small and medium-sized enterprises (SMEs). - read more

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Business Loans Articles

Building Better Business Credit: A Path to Improved Cash Flow

For small businesses, the facility to obtain credit can dramatically affect daily operations and long-term growth strategies. Managed wisely, it allows for the leverage needed in negotiations, and procuring investment opportunities, and can often mean the difference between stagnation and scaling new heights in the corporate landscape. - read more

The Rise of Alternative Lending: What Small Businesses Need to Know

Alternative lending refers to financial services provided by non-bank institutions. These lenders offer various financing options to individuals and businesses who may find it challenging to secure loans from traditional banks. - read more

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Knowledgebase

Loan-to-Value Ratio (LTV):
A ratio that compares the value of the loan to the market value of the property securing the loan.

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