Small Business Finance Articles

Small Business Finance recommends the following articles which we hope you find of interest.

Simply click on the article title to read the entire content.

Business Loans Articles

Types of business loans in Australia explained

Australian small businesses can access several types of business finance, from term loans and lines of credit to equipment finance, invoice finance and commercial property loans. This guide explains how common business loan structures generally work and what to consider before applying. - read more

Building Better Business Credit to Support Small Business Cash Flow

Business credit can influence how a small business accesses finance, negotiates with suppliers and manages cash flow pressure. This guide explains how business credit works, why it matters and the practical habits that can help support a stronger credit profile over time. - read more

The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.

Finance News

ASIC Private Credit Warning Puts Non-Bank Funding Under the Microscope

10 Nov 2026: Paige Estritori

ASIC’s latest private credit surveillance, released on 10 November 2026, is a timely reminder that the funding source behind a business loan can matter almost as much as the headline rate. While the regulator’s report is primarily focused on investor disclosure and fund governance, Australian SMEs watching the non-bank lending market should also note the broader message: complexity, unclear fees and weak transparency can create risks for everyone connected to a credit chain. - read more

ATO Credit Card Delay Buys Time, Not Certainty, for SMEs

03 Nov 2026: Paige Estritori

Australian small businesses that use credit cards to manage tax payment timing have been given extra breathing room, after the federal government confirmed the ATO will continue accepting credit card payments until 30 June 2027. The reprieve follows backlash over the ATO’s earlier plan to stop direct credit card payments after 30 November 2026, a change linked to the national card surcharge reforms that began on 1 October. - read more

Click for more Finance News

Knowledgebase

Asset-Backed Security (ABS):
A financial security backed by a pool of assets, such as loans, leases, credit card debt, royalties, or receivables.

This website is owned and operated by Clark Family Pty Ltd (ACN 010 281 008) as Trustee for the Clark Family Trust (ABN 35 957 893 714), 43 Larch Street Tallebudgera QLD 4228. Small Business Finance publishes general information, tools and resources about business loans and related finance topics for Australian small businesses.

IMPORTANT: This website provides general information, tools and resources and does not take into account your objectives, financial situation or needs. We do not provide personalised financial advice or credit assistance, accept finance or insurance applications or quote requests, or refer visitors to brokers, lenders or insurers. We do not select, recommend or arrange products or providers for you. Consider seeking advice from a suitably qualified adviser before acting on the information. You should independently verify the credentials and licensing of any adviser or provider you engage. Visit the ASIC website for further information.