Small Business Finance Articles

Small Business Finance recommends the following articles which we hope you find of interest.

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Business Loans Articles

Unlock Growth with Smart Leasing: A Small Business Owner's Guide

Every small business owner knows that having the right equipment is crucial for success. Whether it's the latest tech for your IT company or heavy machinery for construction, equipment can propel your business to new heights. But, for many Australian entrepreneurs, the upfront cost of these tools can be a major hurdle. - read more

Cash flow tips for startup success in Australia

Cash flow is the money moving in and out of a business. For startups, managing it carefully can be just as important as making sales, because bills, wages, suppliers and growth expenses often need to be paid before revenue is predictable. - read more

The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.

Finance News

ATO Credit Card Delay Buys Time, Not Certainty, for SMEs

03 Nov 2026: Paige Estritori

Australian small businesses that use credit cards to manage tax payment timing have been given extra breathing room, after the federal government confirmed the ATO will continue accepting credit card payments until 30 June 2027. The reprieve follows backlash over the ATO’s earlier plan to stop direct credit card payments after 30 November 2026, a change linked to the national card surcharge reforms that began on 1 October. - read more

Why Rising Debt Stress Should Prompt SMEs to Review Finance Early

15 Sep 2026: Paige Estritori

Fresh industry attention on small business debt stress is a timely reminder that borrowing pressure rarely appears overnight. For many Australian SMEs, the squeeze builds gradually: a slower sales month, higher supplier costs, delayed customer payments, tax instalments, payroll commitments and existing loan repayments all competing for the same working capital. - read more

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Knowledgebase

Annual Percentage Rate (APR):
The annual rate charged for borrowing or earned through an investment, expressed as a percentage.

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