Small Business Finance Articles

Small Business Finance recommends the following articles which we hope you find of interest.

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Business Loans Articles

Types of business loans in Australia explained

Australian small businesses can access several types of business finance, from term loans and lines of credit to equipment finance, invoice finance and commercial property loans. This guide explains how common business loan structures generally work and what to consider before applying. - read more

Investing in Growth: How to Finance Your Business Expansion Strategically

Australia's dynamic SME landscape is ever-evolving, constantly presenting new opportunities and challenges for today's entrepreneurs. Growth is not just a goal but a necessity for these small and medium enterprises to thrive in the competitive market. As these businesses stand on the cusp of expansion, it becomes critical to recognize the indicators for growth and to approach this next stage with a robust strategic plan. - read more

The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.

Finance News

ATO Credit Card Delay Buys Time, Not Certainty, for SMEs

03 Nov 2026: Paige Estritori

Australian small businesses that use credit cards to manage tax payment timing have been given extra breathing room, after the federal government confirmed the ATO will continue accepting credit card payments until 30 June 2027. The reprieve follows backlash over the ATO’s earlier plan to stop direct credit card payments after 30 November 2026, a change linked to the national card surcharge reforms that began on 1 October. - read more

Why Rising Debt Stress Should Prompt SMEs to Review Finance Early

15 Sep 2026: Paige Estritori

Fresh industry attention on small business debt stress is a timely reminder that borrowing pressure rarely appears overnight. For many Australian SMEs, the squeeze builds gradually: a slower sales month, higher supplier costs, delayed customer payments, tax instalments, payroll commitments and existing loan repayments all competing for the same working capital. - read more

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Knowledgebase

Balloon Payment.:
A large loan repayment made in order to clear a debt. Usually applied to a short-term fixed-rate loan, which involves small payments for a certain period of time with one large payment for the remaining amount of the principal at a time specified in the future.

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