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Small Business Finance Articles

Small Business Finance recommends the following articles which we hope you find of interest.

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Business Loans Articles

Loan Refinancing Explained: A Comprehensive Guide for Australian Entrepreneurs
Loan Refinancing Explained: A Comprehensive Guide for Australian Entrepreneurs
Cash flow is the lifeblood of any business, particularly for startups. It refers to the amount of cash that comes in and goes out of a business. Proper management of this flow is crucial for the success and sustainability of new enterprises. Ensuring a positive cash flow allows businesses to meet their financial obligations, invest in growth opportunities, and manage unexpected expenses. - read more
Creative Strategies to Fund Your Franchise Without Breaking the Bank
Creative Strategies to Fund Your Franchise Without Breaking the Bank
Embarking on a franchise venture holds the promise of a prosperous future, but all too often, prospective franchisees are confronted with the substantial challenge of securing adequate funding to power their entrepreneurial dreams. With traditional financing routes frequently requiring significant up-front capital, the hurdle of funding becomes a formidable barrier for many. It is for this very reason that we must shine a spotlight on the validity of creative funding strategies that exist outside the conventional banking framework. - read more

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Finance News

Australian Brokers Favour Non-Bank Lenders for SME Financing
Australian Brokers Favour Non-Bank Lenders for SME Financing
27 Mar 2026: Paige Estritori
In the evolving landscape of small and medium-sized enterprise (SME) financing in Australia, a significant trend has emerged: brokers are increasingly directing their clients towards non-bank lenders. This shift is primarily driven by the need for faster loan approvals and more streamlined application processes, especially for loans under $500,000. - read more
Moneytech Partners with AFG to Expand SME Financing Options
Moneytech Partners with AFG to Expand SME Financing Options
27 Mar 2026: Paige Estritori
In a strategic move to bolster support for small and medium-sized enterprises (SMEs) across Australia, non-bank lender Moneytech has joined the Australian Finance Group's (AFG) lender panel. This partnership grants AFG's extensive broker network immediate access to Moneytech's comprehensive suite of SME-focused financial products, including working capital solutions, asset finance, and business loans. - read more

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Guarantor:
A party who agrees to be responsible for the payment of another party's debts should the original party fail to pay or perform according to a contract.