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Business Loans Articles

Understanding Business Credit: A Guide for Small Business Owners
Understanding Business Credit: A Guide for Small Business Owners
Business credit refers to the creditworthiness of a business, distinct from personal credit. It enables businesses to establish a credit history that is linked to their EIN (Employer Identification Number) rather than the owner's personal SSN (Social Security Number). - read more
Investing in Growth: How to Finance Your Business Expansion Strategically
Investing in Growth: How to Finance Your Business Expansion Strategically
Australia's dynamic SME landscape is ever-evolving, constantly presenting new opportunities and challenges for today's entrepreneurs. Growth is not just a goal but a necessity for these small and medium enterprises to thrive in the competitive market. As these businesses stand on the cusp of expansion, it becomes critical to recognize the indicators for growth and to approach this next stage with a robust strategic plan. - read more

Finance News

Australian SME Manufacturers Report Robust Sales Growth in Q3 2025
Australian SME Manufacturers Report Robust Sales Growth in Q3 2025
21 Dec 2025: Paige Estritori
In the third quarter of 2025, Australian small to medium-sized enterprise (SME) manufacturers demonstrated notable resilience, achieving a 9% increase in sales compared to the previous quarter. This growth brought the average sales figure to $625,400, marking a significant recovery from the subdued performance observed earlier in the year. - read more
New Banking Code Strengthens Safeguards for Australian SMEs
New Banking Code Strengthens Safeguards for Australian SMEs
21 Dec 2025: Paige Estritori
Effective 28 February 2025, the Australian Banking Association's revised Banking Code of Practice introduces significant enhancements aimed at bolstering protections for small and medium-sized enterprises (SMEs). This update marks the first revision in four years and reflects a concerted effort to address the evolving needs of the SME sector. - read more

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Knowledgebase
Credit Utilization:
The amount of credit you are using compared to the amount of credit available to you, typically expressed as a percentage.