Small Business Finance Financial Calculators

Small Business Finance is pleased to provide you with the following calculators to assist you on your financial journey.

Available Calculators

Business Loan Repayment Calculator

Estimate repayments with our Business Loan Calculator. Compare finance options, tailor loan terms, and plan with confidence for your business growth.

Plant & Equipment Lease Calculator

Estimate repayments with our Plant & Equipment Lease Calculator. Factor in residual (balloon) payments, compare finance options, and choose flexible terms to suit your business.

Business Insurance Calculator

Estimate your business insurance needs with our Business Insurance Calculator. Calculate the right levels of cover to protect your business operations and secure your financial livelihood.

Calculator results are estimates only and not quotes. Actual quotes will be provided by licensed brokers after you submit an enquiry.

Business Loans Articles

Commercial Property Financing: Overcoming Common Hurdles Faced by Small Businesses

Entering the sphere of commercial property financing can often present a complex challenge for small business owners. In today's market, understanding the nuances of securing the necessary capital to invest in property can make the difference between the success or stagnation of a business. - read more

Loan Refinancing Explained: A Comprehensive Guide for Australian Entrepreneurs

Cash flow is the lifeblood of any business, particularly for startups. It refers to the amount of cash that comes in and goes out of a business. Proper management of this flow is crucial for the success and sustainability of new enterprises. Ensuring a positive cash flow allows businesses to meet their financial obligations, invest in growth opportunities, and manage unexpected expenses. - read more

Finance News

High-Risk SMEs Intensify Credit Shopping Amid Tightening Conditions

30 May 2026: Paige Estritori

Recent data indicates a notable shift in borrowing behavior among Australian small and medium-sized enterprises (SMEs), particularly those classified as high-risk. While overall business credit demand has remained relatively stable, subprime SMEs are increasingly approaching multiple lenders in search of financing solutions. - read more

Non-Bank Lenders Advocate for Inclusion in Economic Resilience Program

30 May 2026: Paige Estritori

Non-bank lenders are urging the Australian government to include them in the $1 billion Economic Resilience Program, highlighting their critical role in providing finance to small and medium-sized enterprises (SMEs). This call comes as the Reserve Bank of Australia (RBA) reports a significant increase in the non-bank share of SME lending since 2022, particularly for smaller loans. - read more

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Knowledgebase

Monetary Policy:
The actions of a central bank or other regulatory authority that determine the size and rate of growth of the money supply.

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