Small Business Finance Financial Calculators

Small Business Finance is pleased to provide you with the following calculators to assist you on your financial journey.

Available Calculators

Business Loan Repayment Calculator

Estimate repayments with our Business Loan Calculator. Compare finance options, tailor loan terms, and plan with confidence for your business growth.

Plant & Equipment Lease Calculator

Estimate repayments with our Plant & Equipment Lease Calculator. Factor in residual (balloon) payments, compare finance options, and choose flexible terms to suit your business.

Business Insurance Calculator

Estimate your business insurance needs with our Business Insurance Calculator. Calculate the right levels of cover to protect your business operations and secure your financial livelihood.

Calculator results are estimates only and not quotes. Actual quotes will be provided by licensed brokers after you submit an enquiry.

Business Loans Articles

Understanding Business Credit: A Guide for Small Business Owners

Business credit refers to the creditworthiness of a business, distinct from personal credit. It enables businesses to establish a credit history that is linked to their EIN (Employer Identification Number) rather than the owner's personal SSN (Social Security Number). - read more

Flexibility and Freedom: Exploring the Benefits of Working Capital Financing

Welcome to our exploration of working capital financing. For many Australian small business owners, managing cash flow and covering daily operational expenses can be a major challenge. This is where working capital loans come into play. - read more

Finance News

Australian SMEs Ramp Up Borrowing Ahead of Payday Super Changes

20 Apr 2026: Paige Estritori

Australian small and medium-sized enterprises (SMEs) are experiencing a significant shift in borrowing behaviour, with a notable increase in loan applications aimed at business expansion. This trend emerges as the impending Payday Super reforms pose potential challenges to cash flow management. - read more

Australian SMEs Embrace Non-Bank Lenders Amidst Traditional Banking Challenges

20 Apr 2026: Paige Estritori

In a significant shift within the Australian financial landscape, small and medium-sized enterprises (SMEs) are increasingly turning to non-bank lenders to meet their financing needs. Recent data reveals that demand for non-bank lending among SMEs has reached a record high of 47%, marking a 50% year-on-year increase and a threefold rise since September 2018. - read more

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Knowledgebase

Interest-Only Loan:
A type of loan where the borrower only pays the interest on the principal balance for a set term.

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