Small Business Finance :: Calculators

Small Business Finance Financial Calculators

Small Business Finance is pleased to provide you with the following calculators to assist you on your financial journey.

Available Calculators

Business Loan Repayment Calculator
Estimate repayments with our Business Loan Calculator. Compare finance options, tailor loan terms, and plan with confidence for your business growth.
Plant & Equipment Lease Calculator
Estimate repayments with our Plant & Equipment Lease Calculator. Factor in residual (balloon) payments, compare finance options, and choose flexible terms to suit your business.
Business Insurance Calculator
Estimate your business insurance needs with our Business Insurance Calculator. Calculate the right levels of cover to protect your business operations and secure your financial livelihood.

Calculator results are estimates only and not quotes. Actual quotes will be provided by licensed brokers after you submit an enquiry.


Business Loans Articles

Creative Strategies to Fund Your Franchise Without Breaking the Bank
Creative Strategies to Fund Your Franchise Without Breaking the Bank
Embarking on a franchise venture holds the promise of a prosperous future, but all too often, prospective franchisees are confronted with the substantial challenge of securing adequate funding to power their entrepreneurial dreams. With traditional financing routes frequently requiring significant up-front capital, the hurdle of funding becomes a formidable barrier for many. It is for this very reason that we must shine a spotlight on the validity of creative funding strategies that exist outside the conventional banking framework. - read more
Practical Tips for Maintaining a Healthy Cash Flow in Your Small Business
Practical Tips for Maintaining a Healthy Cash Flow in Your Small Business
Cash flow refers to the movement of money into and out of your business. It encompasses all the income your business earns from sales, payments from customers, and investments, as well as all the expenses for operational costs, salaries, and other expenditures. - read more

Finance News

Non-Bank Lenders Seek Access to Economic Resilience Program
Non-Bank Lenders Seek Access to Economic Resilience Program
22 May 2026: Paige Estritori
Non-bank lenders are calling for inclusion in the Australian government's $1 billion Economic Resilience Program, emphasizing their crucial role in providing finance to small and medium-sized enterprises (SMEs). The Reserve Bank of Australia has noted a significant increase in the non-bank share of SME lending since 2022, particularly for smaller loans. This growth is driven by SMEs' demand for faster decisions, more flexible criteria, and diverse funding options. - read more
Subprime SMEs Escalate Credit Shopping Efforts
Subprime SMEs Escalate Credit Shopping Efforts
22 May 2026: Paige Estritori
Recent data indicates a notable shift in borrowing behavior among Australian small and medium-sized enterprises (SMEs), particularly those classified as high-risk. While overall business credit demand has remained relatively stable, subprime SMEs are increasingly approaching multiple lenders in search of financing solutions. - read more

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Knowledgebase
Guarantor:
A party who agrees to be responsible for the payment of another party's debts should the original party fail to pay or perform according to a contract.