Small Business Finance Financial Calculators

Small Business Finance is pleased to provide you with the following calculators to assist you on your financial journey.

Available Calculators

Business Loan Repayment Calculator

Estimate repayments with our Business Loan Calculator. Compare finance options, tailor loan terms, and plan with confidence for your business growth.

Plant & Equipment Lease Calculator

Estimate repayments with our Plant & Equipment Lease Calculator. Factor in residual (balloon) payments, compare finance options, and choose flexible terms to suit your business.

Business Insurance Calculator

Estimate your business insurance needs with our Business Insurance Calculator. Calculate the right levels of cover to protect your business operations and secure your financial livelihood.

Calculator results are estimates only and not quotes. Actual quotes will be provided by licensed brokers after you submit an enquiry.

Business Loans Articles

Loan Refinancing Explained: A Comprehensive Guide for Australian Entrepreneurs

Cash flow is the lifeblood of any business, particularly for startups. It refers to the amount of cash that comes in and goes out of a business. Proper management of this flow is crucial for the success and sustainability of new enterprises. Ensuring a positive cash flow allows businesses to meet their financial obligations, invest in growth opportunities, and manage unexpected expenses. - read more

Cash Flow Tips: Managing Your Finances for Startup Success

Cash flow is the lifeblood of any business, especially startups. It represents the total amount of money moving in and out of your business, and its management is essential for ensuring that your company can pay its bills and invest in future growth. Proper cash flow management helps to identify when money is needed, allowing businesses to make informed decisions and avoid potential crises. - read more

Finance News

High-Risk SMEs Intensify Credit Shopping Amid Tightening Conditions

14 May 2026: Paige Estritori

Recent data indicates a notable shift in borrowing behaviour among Australian small and medium-sized enterprises (SMEs), particularly those classified as high-risk. While overall business credit demand has remained relatively stable, subprime SMEs are increasingly approaching multiple lenders in search of financing solutions. - read more

AFIA and Government Collaborate to Support SMEs Amid Fuel Market Disruptions

14 May 2026: Paige Estritori

The Australian Finance Industry Association (AFIA) has announced a partnership with the Australian government to provide support to small and medium-sized enterprises (SMEs) impacted by global fuel market disruptions. This collaboration aims to address the financial challenges faced by businesses due to rising fuel costs and supply chain issues. - read more

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Knowledgebase

Monetary Policy:
The actions of a central bank or other regulatory authority that determine the size and rate of growth of the money supply.

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