Small Business Finance Financial Calculators

Small Business Finance is pleased to provide you with the following calculators to assist you on your financial journey.

Available Calculators

Business Loan Repayment Calculator

Estimate repayments with our Business Loan Calculator. Compare finance options, tailor loan terms, and plan with confidence for your business growth.

Plant & Equipment Lease Calculator

Estimate repayments with our Plant & Equipment Lease Calculator. Factor in residual (balloon) payments, compare finance options, and choose flexible terms to suit your business.

Business Insurance Calculator

Estimate your business insurance needs with our Business Insurance Calculator. Calculate the right levels of cover to protect your business operations and secure your financial livelihood.

Calculator results are estimates only and not quotes. Actual quotes will be provided by licensed brokers after you submit an enquiry.

Business Loans Articles

The Essential Guide to Fast-Tracking Your Small Business Loan Approval

In the fast-paced world of business, securing funding swiftly can be the difference between seizing an opportunity and watching it slip away. For small businesses, the urgency of quick loan approvals is often more pronounced. Each day spent waiting for approval could translate to lost revenue, hindered growth, or the inability to meet operational demands. - read more

Practical Tips for Maintaining a Healthy Cash Flow in Your Small Business

Cash flow refers to the movement of money into and out of your business. It encompasses all the income your business earns from sales, payments from customers, and investments, as well as all the expenses for operational costs, salaries, and other expenditures. - read more

Finance News

RBA's Interest Rate Reduction: A Boon for Australian SMEs

05 Dec 2025: Paige Estritori

The Reserve Bank of Australia's (RBA) recent decision to reduce the official cash rate by 25 basis points to 3.60% presents a significant opportunity for small and medium-sized enterprises (SMEs) across the nation. This adjustment, aimed at addressing moderating inflation and a tight labour market, is set to lower borrowing costs, thereby facilitating business growth and expansion. - read more

Australian SMEs Embrace Non-Bank Lenders for Flexible Financing

05 Dec 2025: Paige Estritori

In a significant shift within Australia's financial landscape, small and medium-sized enterprises (SMEs) are increasingly opting for non-bank lenders to meet their financing needs. Recent data indicates that demand for non-bank lending among SMEs has reached 55% in 2025, marking a substantial increase from previous years. - read more

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Knowledgebase

Principal:
The original sum of money invested or lent, on which basis interest and returns are calculated.

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