Small Business Finance Financial Calculators

Small Business Finance is pleased to provide you with the following calculators to assist you on your financial journey.

Available Calculators

Business Loan Repayment Calculator

Estimate repayments with our Business Loan Calculator. Compare finance options, tailor loan terms, and plan with confidence for your business growth.

Plant & Equipment Lease Calculator

Estimate repayments with our Plant & Equipment Lease Calculator. Factor in residual (balloon) payments, compare finance options, and choose flexible terms to suit your business.

Business Insurance Calculator

Estimate your business insurance needs with our Business Insurance Calculator. Calculate the right levels of cover to protect your business operations and secure your financial livelihood.

Calculator results are estimates only and not quotes. Actual quotes will be provided by licensed brokers after you submit an enquiry.

Business Loans Articles

Unveiling the Best Franchise Funding Strategies for Australian Entrepreneurs

Australia's franchise sector is a dynamic and significant element of the national economy, offering a myriad of opportunities for aspiring entrepreneurs. With an array of brands stretching from fast food to retail stores, the franchise landscape in Australia presents a viable path for business ownership under an established model. However, the success of a franchise operation is not solely based on choosing a recognizable brand; it also hinges on deploying the right financial strategies. - read more

Loan Refinancing Explained: A Comprehensive Guide for Australian Entrepreneurs

Cash flow is the lifeblood of any business, particularly for startups. It refers to the amount of cash that comes in and goes out of a business. Proper management of this flow is crucial for the success and sustainability of new enterprises. Ensuring a positive cash flow allows businesses to meet their financial obligations, invest in growth opportunities, and manage unexpected expenses. - read more

Finance News

Australian Business Lending Sees Significant Growth in June 2025

30 Jan 2026: Paige Estritori

In June 2025, Australian business lending experienced a notable increase, with loans to non-financial businesses reaching $1.14 trillion, marking a 9.2% year-on-year growth. This expansion significantly outpaced the 5.6% growth observed in housing loans, which totaled $2.34 trillion during the same period. The data, released by the Australian Prudential Regulation Authority (APRA), highlights a renewed appetite for corporate borrowing and investment. - read more

Japanese Banks SMBC and MUFG Propel Growth in Australian Business Lending

30 Jan 2026: Paige Estritori

In July 2025, Australia's top 10 authorised deposit-taking institutions (ADIs) reported a combined business loan book of $925 billion. Notably, Japanese banking giants Sumitomo Mitsui Banking Corporation (SMBC) and Mitsubishi UFJ Financial Group (MUFG) emerged as significant contributors to this growth, outpacing traditional Australian lenders in percentage growth rates. - read more

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Knowledgebase

Debt Consolidation:
A means empoyed to renegotiate debt. By combining loans and outstanding bills, a person can consolidate debt with a single financial institution resulting in a single monthly repayment.

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