Business Loans Tailored For Australian SMEs

Small Business Finance is your one-stop portal for fast, easy access to a range of business finance options including working capital, business acquisition, plant & equipment leasing, business start-up loans, franchise funding, loan refinancing and commercial property – in many common business situations.

Comparison results are from participating brokers linked to our referral service. We may receive a referral fee from the parties we refer you to. We do not provide financial advice or credit assistance directly.

Compare business loan rates and options from a selection of participating bank, non-bank and private lenders via our national broker referral panel. Our comparison is limited to lenders represented by the participating brokers in our referral network and does not include all providers in the market. Our role is to connect you with a licensed finance professional who can help you explore suitable solutions for your business in a range of circumstances.

Any Purpose

Working capital, business acquisition, plant & equipment leasing, business start-up loans, franchise funding, loan refinancing and commercial property.

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Any Situation

Refused by Banks, Self-employed, Bad Credit History, Low/No Deposit, No Savings History, Ex-bankrupt.

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All Features

Secured Loans, unsecured finance, leasing, hire purchase, chattel mortgage, major banks, non-bank lenders, lo/no-doc loans.

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Free assessment

Simply complete our short online loan enquiry form and we will refer your details to a licensed business loan specialist from our national broker panel, who can discuss options based on your specific needs and circumstances.

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Multiple lenders

When you submit an online loan enquiry, our broker-matching platform uses your information (such as loan amount, purpose and location) to refer your enquiry to one appropriately licensed finance professional from our national panel.

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No credit check

Submitting your initial finance enquiry with us as part of our eligibility pre-assessment does not, by itself, trigger a credit check by us or create an entry on your credit file. If you choose to proceed with a referred broker or lender after this initial step, they may conduct a credit check in line with their own assessment processes, and multiple credit enquiries can make it more difficult to obtain a loan and may limit your options.

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Business Loans Articles

Avoid the Common Pitfalls: Expert Advice on Startup Loan Applications in Australia

Embarking on a startup journey is an exhilarating challenge that requires not just a brilliant idea, but a solid foundation of financial support to turn that idea into reality. Finding the right funding can be a make-or-break moment for many startups. Here, preparation is more than just a good practice; it's the backbone of any successful loan application. - read more

Building Better Business Credit: A Path to Improved Cash Flow

For small businesses, the facility to obtain credit can dramatically affect daily operations and long-term growth strategies. Managed wisely, it allows for the leverage needed in negotiations, and procuring investment opportunities, and can often mean the difference between stagnation and scaling new heights in the corporate landscape. - read more

Finance News

Non-Bank Lending Surges Among Australian SMEs

06 Jan 2026: Paige Estritori

In recent years, Australian small and medium-sized enterprises (SMEs) have increasingly turned to non-bank lenders for their financing needs. This trend reflects a significant shift in the financial landscape, with over 50% of SMEs now preferring alternative lending sources over traditional banks. - read more

ASIC Advocates for Stronger Regulation in Private Lending

06 Jan 2026: Paige Estritori

The Australian Securities and Investments Commission (ASIC) has recently highlighted the need for enhanced regulatory measures within the nation's private lending sector. This call to action stems from findings that reveal inconsistencies and potential risks that could adversely affect both investors and borrowers. - read more

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Knowledgebase

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IMPORTANT: We do not provide financial product advice or credit assistance. We act solely as an introducer and refer enquiries to licensed third-party intermediaries, insurers, and lenders - with whom you can then deal directly. We may receive a fee or commission from these third parties in consideration for the referral. Before any action is taken to obtain a product or service referred to by this website, advice should be obtained (from either the third party to whom we refer you or from another qualified intermediary) as to the appropriateness of obtaining those products having regard to your objectives, financial situation and needs. Whilst we have our own process for validating the legitimacy of our referral partners, you should always verify the credentials of your financial adviser before proceeding with recommendations that they may present. Visit the ASIC website for further information.