Small Business Finance Articles

Small Business Finance recommends the following articles which we hope you find of interest.

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Business Loans Articles

Flexibility and Freedom: Exploring the Benefits of Working Capital Financing

Welcome to our exploration of working capital financing. For many Australian small business owners, managing cash flow and covering daily operational expenses can be a major challenge. This is where working capital loans come into play. - read more

Types of business loans in Australia explained

Australian small businesses can access several types of business finance, from term loans and lines of credit to equipment finance, invoice finance and commercial property loans. This guide explains how common business loan structures generally work and what to consider before applying. - read more

The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.

Finance News

Why Tax Debt Disclosure Now Matters for SME Borrowing

01 Aug 2026: Paige Estritori

Australian small businesses carrying overdue tax debt are facing a sharper finance challenge as the ATO continues to use debt disclosure powers where businesses do not engage early. While tax arrears have always been a cash flow concern, the bigger issue for borrowers is that eligible unpaid debts may be reported to credit reporting bureaus, making them visible to lenders assessing risk. - read more

Why ATO Interest Changes Matter for Small Business Finance

25 Jul 2026: Paige Estritori

Australian small businesses carrying tax debt face a sharper cash flow test as the after-tax cost of ATO interest becomes harder to absorb. From the 2025-26 income year, general interest charge and shortfall interest charge amounts incurred on tax debts are no longer deductible. For SMEs that have relied on payment plans as a temporary buffer, the change makes delayed tax payments more expensive in real terms. - read more

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Knowledgebase

Bond:
A fixed-income investment in which an investor loans money to an entity that borrows the funds for a defined period at a variable or fixed interest rate.

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