Small Business Finance Articles

Small Business Finance recommends the following articles which we hope you find of interest.

Simply click on the article title to read the entire content.

Business Loans Articles

Commercial Property Financing: Overcoming Common Hurdles Faced by Small Businesses

Entering the sphere of commercial property financing can often present a complex challenge for small business owners. In today's market, understanding the nuances of securing the necessary capital to invest in property can make the difference between the success or stagnation of a business. - read more

Alternative Lending for Small Businesses in Australia: Options, Benefits and Risks

Alternative lending gives small businesses access to finance outside traditional banks. This guide explains common non-bank funding options, how they differ from bank loans, and what Australian business owners should review before applying. - read more

The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.

Finance News

ATO Credit Card Delay Buys Time, Not Certainty, for SMEs

03 Nov 2026: Paige Estritori

Australian small businesses that use credit cards to manage tax payment timing have been given extra breathing room, after the federal government confirmed the ATO will continue accepting credit card payments until 30 June 2027. The reprieve follows backlash over the ATO’s earlier plan to stop direct credit card payments after 30 November 2026, a change linked to the national card surcharge reforms that began on 1 October. - read more

Why Rising Debt Stress Should Prompt SMEs to Review Finance Early

15 Sep 2026: Paige Estritori

Fresh industry attention on small business debt stress is a timely reminder that borrowing pressure rarely appears overnight. For many Australian SMEs, the squeeze builds gradually: a slower sales month, higher supplier costs, delayed customer payments, tax instalments, payroll commitments and existing loan repayments all competing for the same working capital. - read more

Click for more Finance News

Knowledgebase

Inflation:
The rate at which the general level of prices for goods and services rises, eroding purchasing power.

This website is owned and operated by Clark Family Pty Ltd (ACN 010 281 008) as Trustee for the Clark Family Trust (ABN 35 957 893 714), 43 Larch Street Tallebudgera QLD 4228. Small Business Finance publishes general information, tools and resources about business loans and related finance topics for Australian small businesses.

IMPORTANT: This website provides general information, tools and resources and does not take into account your objectives, financial situation or needs. We do not provide personalised financial advice or credit assistance, accept finance or insurance applications or quote requests, or refer visitors to brokers, lenders or insurers. We do not select, recommend or arrange products or providers for you. Consider seeking advice from a suitably qualified adviser before acting on the information. You should independently verify the credentials and licensing of any adviser or provider you engage. Visit the ASIC website for further information.