Business Loans Tailored For Australian SMEs

Small Business Finance is your one-stop portal for fast, easy access to all forms of business finance including working capital, business acquisition, plant & equipment leasing, business start-up loans, franchise funding, loan refinancing and commercial property ... regardless of your situation.

Comparison results are from participating lenders and brokers supporting our referral service. We may receive a referral fee from the parties we refer you to. We do not provide financial advice or credit assistance directly.

Compare rates and options from a selection of bank, non-bank and private lenders, via our national broker referral panel, with the capacity to help you find the best outcome for your business, whatever your situation.

Any Purpose

Working capital, business acquisition, plant & equipment leasing, business start-up loans, franchise funding, loan refinancing and commercial property.

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Any Situation

Refused by Banks, Self-employed, Bad Credit History, Low/No Deposit, No Savings History, Ex-bankrupt.

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All Features

Secured Loans, unsecured finance, leasing, hire purchase, chattel mortgage, major banks, non-bank lenders, lo/no-doc loans.

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Free assessment

Simply complete our short online loan enquiry form for direct referral to a specialist broker or lender who can best accomodate your specific needs and circumstances.

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Multiple lenders

When you submit an online loan enquiry with us, we match your details instantly against the lending criteria of our panel of finance professionals across Australia - all competing for your business.

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No credit check

Unlike most online loan websites, submitting your finance enquiry with us does not result in an entry recorded on your credit file. Multiple credit file entries can make it considerably more difficult to obtain a loan and can severely limit your options.

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Business Loans Articles

Top reasons why small business loans are denied and how to avoid them

Small businesses often require loans to grow and expand their operations. However, not all loan applications are approved, and denials can be frustrating and demotivating for business owners. Understanding the reasons behind loan denials is critical to avoid making the same mistakes and increase the chances of future loan approvals. - read more

Unlock Growth with Smart Leasing: A Small Business Owner's Guide

Every small business owner knows that having the right equipment is crucial for success. Whether it's the latest tech for your IT company or heavy machinery for construction, equipment can propel your business to new heights. But, for many Australian entrepreneurs, the upfront cost of these tools can be a major hurdle. - read more

Finance News

RBA's Interest Rate Cut Fuels SME Lending Boom

11 Nov 2025: Paige Estritori

In a significant development for Australia's small and medium-sized enterprises (SMEs), the Reserve Bank of Australia's (RBA) recent interest rate cut has led to a substantial increase in business lending. Data from SME lender OnDeck Australia indicates a 40% year-on-year rise in lending volumes during the three months following the RBA's February rate reduction. This surge underscores the positive impact of lower borrowing costs on the SME sector. - read more

Prime Capital Unveils 'Business Jumbo Loans' for SMEs

11 Nov 2025: Paige Estritori

In response to the growing demand for substantial business financing, Sydney-based non-bank lender Prime Capital has introduced its 'Business Jumbo Loans' program. This initiative offers loans ranging from $5 million to $25 million, with interest rates starting at 8.64% and a loan-to-value ratio of up to 75%. Notably, the approval process is streamlined to provide decisions within 24 hours. - read more

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Knowledgebase

Mortgagor:
A person who offers to assign an asset as security (e.g. real estate) under a mortgage loan contract. The lender (mortgagee) holds the legal ownership of the security until the loan is repaid and the mortgage is discharged.

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IMPORTANT: We do not provide financial product advice or credit assistance. We act solely as an introducer and refer enquiries to licensed third-party intermediaries, insurers, and lenders - with whom you can then deal directly. We may receive a fee or commission from these third parties in consideration for the referral. Before any action is taken to obtain a product or service referred to by this website, advice should be obtained (from either the third party to whom we refer you or from another qualified intermediary) as to the appropriateness of obtaining those products having regard to your objectives, financial situation and needs. Whilst we have our own process for validating the legitimacy of our referral partners, you should always verify the credentials of your financial adviser before proceeding with recommendations that they may present. Visit the ASIC website for further information.