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Business Loans Articles

Cash Flow Tips: Managing Your Finances for Startup Success
Cash Flow Tips: Managing Your Finances for Startup Success
Cash flow is the lifeblood of any business, especially startups. It represents the total amount of money moving in and out of your business, and its management is essential for ensuring that your company can pay its bills and invest in future growth. Proper cash flow management helps to identify when money is needed, allowing businesses to make informed decisions and avoid potential crises. - read more
The Rise of Alternative Lending: What Small Businesses Need to Know
The Rise of Alternative Lending: What Small Businesses Need to Know
Alternative lending refers to financial services provided by non-bank institutions. These lenders offer various financing options to individuals and businesses who may find it challenging to secure loans from traditional banks. - read more

Finance News

Australian SMEs Ramp Up Borrowing Ahead of Payday Super Changes
Australian SMEs Ramp Up Borrowing Ahead of Payday Super Changes
20 Apr 2026: Paige Estritori
Australian small and medium-sized enterprises (SMEs) are experiencing a significant shift in borrowing behaviour, with a notable increase in loan applications aimed at business expansion. This trend emerges as the impending Payday Super reforms pose potential challenges to cash flow management. - read more
Australian SMEs Embrace Non-Bank Lenders Amidst Traditional Banking Challenges
Australian SMEs Embrace Non-Bank Lenders Amidst Traditional Banking Challenges
20 Apr 2026: Paige Estritori
In a significant shift within the Australian financial landscape, small and medium-sized enterprises (SMEs) are increasingly turning to non-bank lenders to meet their financing needs. Recent data reveals that demand for non-bank lending among SMEs has reached a record high of 47%, marking a 50% year-on-year increase and a threefold rise since September 2018. - read more

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Guarantor:
A party who agrees to be responsible for the payment of another party's debts should the original party fail to pay or perform according to a contract.