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Business Loans Articles

10 Creative Ways to Fund Your Small Business Startup
10 Creative Ways to Fund Your Small Business Startup
Starting a small business can be both exciting and challenging. One of the hurdles that many entrepreneurs face is securing the necessary funds to get their venture off the ground. Finding the right financial solutions can make the difference between success and failure. - read more
Flexibility and Freedom: Exploring the Benefits of Working Capital Financing
Flexibility and Freedom: Exploring the Benefits of Working Capital Financing
Welcome to our exploration of working capital financing. For many Australian small business owners, managing cash flow and covering daily operational expenses can be a major challenge. This is where working capital loans come into play. - read more

Finance News

Non-Bank Lenders Escalate Court Actions as SME Insolvencies Surge
Non-Bank Lenders Escalate Court Actions as SME Insolvencies Surge
22 Jan 2026: Paige Estritori
Recent data indicates a significant shift in the enforcement landscape affecting Australian small and medium-sized enterprises (SMEs). Non-bank lenders have markedly increased their court-based recovery actions, coinciding with a rise in SME insolvencies. This trend emerges as major banks reduce their enforcement activities, highlighting a changing dynamic in creditor behaviour. - read more
Australian SMEs Reduce Borrowing Amid Interest Rate Uncertainty
Australian SMEs Reduce Borrowing Amid Interest Rate Uncertainty
22 Jan 2026: Paige Estritori
In the final quarter of 2025, Australian small and medium-sized enterprises (SMEs) exhibited a cautious approach to borrowing, influenced by ongoing uncertainty surrounding inflation and interest rates. This trend reflects a broader hesitancy among businesses to commit to new financing amid an unpredictable economic environment. - read more

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Knowledgebase
Annual Percentage Rate (APR):
The annual rate charged for borrowing or earned through an investment, expressed as a percentage.